The Complete Guide to Marine Surveys in Florida (2026)
A marine survey is a professional inspection of a boat’s structural integrity, onboard systems, safety equipment, and overall condition. In Florida, marine surveys are commonly required for boat purchases, insurance underwriting, financing approval, and damage claims.
What Is a Marine Survey?
A marine survey is a detailed inspection conducted by a qualified marine surveyor to evaluate a vessel’s condition and value. The inspection typically includes the hull, deck, propulsion systems, electrical systems, plumbing, safety equipment, and structural components.
The purpose of a marine survey is to identify defects, safety concerns, moisture intrusion, corrosion, and mechanical issues that may affect seaworthiness or value.
In Florida’s saltwater environment, marine surveys are particularly important due to corrosion, storm exposure, and year-round boating conditions.
Types of Marine Surveys in Florida
Pre-Purchase Marine Survey
A pre-purchase survey is the most comprehensive inspection and is strongly recommended before buying a used boat. It evaluates structural integrity, systems functionality, and safety compliance.
Insurance Marine Survey
An insurance survey is often required by marine insurance carriers to determine risk and establish insurable value. These surveys focus on safety and required corrections.
Damage or Claim Survey
Damage surveys are performed after collisions, groundings, hurricanes, or other incidents. The survey documents the extent of damage and repair recommendations.
Appraisal & Valuation Survey
An appraisal survey determines fair market value and may be used for financing, estate planning, or asset documentation.
How Much Does a Marine Survey Cost in Florida?
In Florida, marine survey pricing typically ranges between $28 and $35 per foot, depending on vessel size, complexity, and inspection scope.
| Vessel Length | Estimated Cost Range |
|---|---|
| 25 ft | $500 – $1200 |
| 35 ft | $700 – $1850 |
| 45 ft + | $900 – Upwards |
Additional services such as engine diagnostics, oil analysis, or haul-outs may affect final pricing.
What Does a Marine Survey Include?
- Hull and structural inspection
- Deck and superstructure examination
- Moisture meter testing (when applicable)
- Electrical system evaluation
- Plumbing and bilge inspection
- Engine and propulsion review
- Safety equipment verification
- Sea trial (if required)
Florida-Specific Marine Survey Considerations
- Saltwater corrosion exposure
- Hurricane and storm damage history
- Osmotic blistering in fiberglass hulls
- Insurance requirements for coastal vessels
- Extended UV damage to wiring and seals
When Is a Marine Survey Required?
- Before purchasing a used vessel
- When applying for marine insurance
- When obtaining boat financing
- After storm or collision damage
- For estate or asset valuation
Frequently Asked Questions About Marine Surveys
How long does a marine survey take?
Most inspections take between 4 and 8 hours depending on vessel size and condition.
Do I need a survey for a new boat?
While not always required, independent inspections can identify commissioning or manufacturing defects.
When do I receive the report?
Survey reports are typically delivered within 24 to 72 hours after inspection.
Can a boat pass inspection but still have issues later?
A marine survey reflects the vessel’s condition at the time of inspection and cannot predict future mechanical failure.
How much does a marine survey cost in Florida?
A marine survey in Florida typically costs between $25 and $30 per foot, depending on vessel size, inspection scope, and location. Larger yachts, complex propulsion systems, and haul-outs may increase the total cost.
What does a marine survey include?
A marine survey typically includes inspection of the hull, deck, structure, propulsion systems, electrical systems, plumbing, safety equipment, and visible onboard systems. Moisture testing and sea trials may also be performed when required.
Is a marine survey required for insurance in Florida?
Most marine insurance carriers require a survey for used boats, particularly vessels over 10 years old. The survey helps insurers assess risk, safety compliance, and insurable value before issuing or renewing a policy.
What problems are commonly found during marine surveys in Florida?
Common issues found in Florida vessels include moisture intrusion in fiberglass hulls, corrosion from saltwater exposure, outdated wiring, fuel system deterioration, and hurricane-related structural damage.
About Sun Coast Marine Surveying & Consulting
Sun Coast Marine Surveying & Consulting provides professional marine surveys throughout Florida. With extensive experience inspecting powerboats, sailboats, yachts, and commercial vessels, our inspections are detailed, objective, and compliant with industry standards.
Each report includes photographic documentation, deficiency notes, safety recommendations, and valuation data when required.
Service areas include Tampa, Sarasota, Fort Lauderdale, Jacksonville, and surrounding coastal regions.
If you need a professional marine survey in Florida, you can request an inspection consultation through our contact page.