Red Flags, Damage & Decision‑Making
What are the biggest red flags on a Florida boat survey?
Structural damage, significant moisture intrusion, unsafe electrical/fuel issues, major corrosion, and evidence of poor repairs are common deal-breaker categories.
What survey findings should make me walk away from a boat?
Walk-away factors often include structural integrity concerns, extensive hidden moisture/core rot, major engine or fuel system risks, and repair costs that exceed your budget/plan.
Can I ask the seller to fix survey issues in Florida?
Yes. Buyers often negotiate repairs, credits, or price reductions based on documented deficiencies and quotes.
How much should I budget for repairs after a Florida survey?
It depends on the findings. Budget for immediate safety items first, then reliability and cosmetic items. Get written quotes for major repairs before closing.
What survey issues are common after hurricanes in Florida?
Potential concerns include water intrusion, corrosion from flooding, compromised electrical systems, and undocumented structural repairs. Ask for hurricane/flood history and inspect carefully.
Are older boats in Florida riskier because of sun and saltwater?
Older boats can still be excellent, but Florida’s environment accelerates wear. Maintenance history and storage practices matter as much as age.
How do I check for mold and water damage on Florida boats?
Look for odor, staining, soft surfaces, and prior leak paths. A surveyor can document visible evidence, but remediation scope may require specialist assessment.
What does “deferred maintenance” mean in a survey report?
It means normal upkeep has been delayed, increasing the likelihood of failures and compounding repair costs. It’s a risk indicator and a budgeting tool.
Can a marine survey protect me from buying a lemon in Florida?
It reduces risk by revealing condition issues and providing an independent assessment, but it can’t guarantee perfection—some problems require invasive testing to confirm.
Will insurance accept a survey if issues are not fixed?
Insurers often require correction of certain deficiencies by a deadline or will add exclusions. Always confirm requirements and keep documentation of corrections.